KEMPERSPORTS FREQUENT FAIRWAYS MID-ATLANTIC PROGRAM TERMS

Effective: April 16, 2024

PLEASE READ THESE TERMS CAREFULLY. BY PARTICIPATING IN THE KEMPERSPORTS FREQUENT FAIRWAYS MID-ATLANTIC PROGRAM, YOU AGREE TO BE BOUND BY ALL TERMS DESCRIBED HEREIN AND ALL TERMS INCORPORATED BY REFERENCE. IF YOU DO NOT AGREE TO ALL OF THESE TERMS, YOU CANNOT PARTICIPATE IN THE PROGRAM.

GENERAL

The KemperSports Frequent Fairways Mid-Atlantic Program (the “Program”) is one way in which KemperSports rewards and thanks loyal customers for patronizing our properties, booking tee times via our property websites, and playing great golf at our participating facilities (each a “Facility”). Program members are able to earn and accumulate stamps that can be used to enter promotions and redeemed for rewards and/or other program benefits.

These Terms apply to your participation in the Program. These Terms do not alter in any way the terms or conditions of any other agreement you may have with KemperSports or any of our Facilities for golf, products, services or otherwise. KemperSports reserves the right, at any time and in its sole and absolute discretion to change, modify and/or eliminate the Program and/or these Terms or any policy, pertaining to the Program without notice to you. Any changes or modifications will be effective immediately upon posting the revisions to www.kempersports.com and/or the Program mobile app and you waive any right you may have to receive specific notice of such changes or modifications. Your participation in the Program confirms your acceptance of these Terms and any such changes or modifications; therefore, you should review these Terms and applicable policies frequently to understand the terms and conditions that apply to the Program. If you do not agree to the Terms, you agree to stop participating in the Program. KemperSports reserves the right to terminate your account and/or your participation in the Program if it determines in its sole discretion that you have violated these Terms or any KemperSports or Facility policy, you have more than one (1) account, or that the use of your account or any of our products, services or Facilities is unauthorized, deceptive, fraudulent or otherwise unlawful or harmful to others.

By participating in this Program, you agree to release, discharge and hold harmless KemperSports, and its respective parents, affiliates, subsidiaries, retailers, distributors, suppliers, advertising and promotion agencies, and any other individuals engaged in any way in the development, production, distribution or execution of this Program, and the respective directors, officers, and employees of the foregoing from any liability, claims, losses and damages arising out of or relating to your participation in this Program. By participating in this Program, you expressly understand and agree that KemperSports shall not be liable for any direct, indirect, incidental, special,

consequential, or exemplary damages, arising out of or related in any way to your participation in this Program.

There are no membership fees associated with the Program. Rewards accumulated under the Program are promotional, have no cash value, and cannot be redeemed for cash or cash equivalents. Your Program rewards and your account under the Program are personal to you and may not be sold, transferred, or assigned. You may have only one (1) Program membership account.

PRIVACY

By participating in the Program, you consent for KemperSports to send you communications through, among other means, your designated email address and the Program mobile app regarding your participation in the Program. You also have the opportunity to opt-in for other marketing communications relating to, among other things, KemperSports products, services, facilities, and other offerings we believe you would be interested in. Please refer to the KemperSports Privacy Policy located at http://www.kempersports.com carefully to understand how KemperSports collects, uses, and discloses information about customers. Please refer to and follow the opt-out procedures described in the KemperSports mobile app and/or other communications if you wish to cease receiving communications from KemperSports regarding the Program and/or other marketing communications.

THE SEVEN FACILITIES ARE: Blue Mash Golf Course, Heritage Shores Golf Club, Reston National Golf Course, The Timbers at Troy, Waverly Woods Golf Club, Whiskey Creek Golf Club, and White Clay Creek Country Club.

HOW TO ENROLL IN THE PROGRAM

Download the KemperSports Program mobile app through an App store. You can also enroll online through your web browser. Follow the prompts to create a Program membership account. By enrolling you are opting into KemperClub and will receive KemperClub emails. You can choose to unsubscribe at your discretion.

PROGRAM MECHANICS

Once you are a member of the Program you will be entitled to receive a digital stamp on your digital card for booking a tee time directly on a Facility website and playing a round of golf at each of the seven Facilities during April 16 – October 31, 2024 (the “Program Period”). To earn a stamp, no other discount or promotion may apply to your booking, and you must have your name and email on the tee sheet. Stamps must be credited on the day of play, so please make sure that you book directly through a Facility website and are eligible to be credited with your stamp when your round is paid for and/or completed.

Stamp Mechanics: In order to be credited with a stamp and the associated reward, participants must book directly through a Facility website and be on the Facility tee sheet on the day of play.

Stamps have no monetary value but when you have achieved the number of stamps below you are entitled to receive the following rewards:

Welcome Reward: KemperSports Frequent Fairways Mid-Atlantic logoed poker chip ball marker. Reward must be redeemed at a participating Facility.

Stamp 1: Welcome Reward is awarded. If the player is already a member of the Program and did not previously receive a Welcome Reward, the player will receive a KemperSports Frequent Fairways Mid-Atlantic logoed poker chip ball marker.

Stamp 2: Sleeve (3) of Titleist® Pro V1® golf balls.

Stamp 3: Entry to Win a Private Round at The Golf Club at South River.

Stamp 4: KemperSports Frequent Fairways Mid-Atlantic logoed Titleist® hat.

Stamp 5: Entry to Win a Private Round at The Golf Club at South River.

Stamp 6: Titleist® Vokey SM10 Wedge.

Reward Conditions: Rewards must be redeemed at a Facility during the Program Period. All redemptions are subject to verification. In the event that a property does not have the logoed Titleist® hat on property, KemperSports and the Facilities may coordinate with the player to ship the Titleist® hat to the player at a later date. Please note that for a player to complete the stamp card and be eligible for the Titleist® Vokey SM10 wedge, the player must be credited for a stamp at six (6) of the seven (7) Facilities. The Titleist® Vokey SM10 reward is available while supplies last and will only be rewarded after completion of the Program. Specifics of the wedge will be determined by KemperSports and the Sponsor. Sponsor reserves the right to substitute a reward with one of equal or greater value if advertised rewards become unavailable for any reason. KemperSports and the Facilities will coordinate with the player to administer the Titleist® Vokey SM10 to the reward recipient at the end of the Program Period.

Other Program Benefits and Rewards: KemperSports may also offer additional promotions, such as contests in connection with the Program and may choose in its sole discretion to offer other Program benefits, rewards, offers or contests at any time with or without notice. We will endeavor to update the app and announce such additional offers on www.kempersports.com as well.

HOW TO WITHDRAW FROM THE PROGRAM

You may withdraw from the Program at any time, and if you downloaded the app, you can delete the Program app from your mobile phone. Once you withdraw from the Program, points will no longer be valid, and rewards may be voided, and you will be no longer eligible for Program benefits.

If you have any questions regarding the Program, please contact us at frequentfairwaysmidatlantic@kempersports.com.

KEMPERSPORTS FREQUENT FAIRWAYS MID-ATLANTIC PRIVATE ROUND PROMOTION

OFFICIAL RULES

Sponsor: KemperSports is the “Sponsor” of the contest. Void in New York and Florida.

Eligibility: KemperSports Frequent Fairways Mid-Atlantic Program private course round giveaway (the “Contest”) is open only to those who are valid members of the KemperSports Passport Program who have opted in to receive email communications and who play a round of golf at a participating facility managed by KemperSports (each a “Facility”). Members must be age 21 or older as of such round. Members will earn an entry with stamp 3, and stamp 5, for up to two entries. The Contest is only open to legal residents of the United States and is void where prohibited by law. Employees of Sponsor, their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers, and their immediate family members and/or those living in the same household of each are not eligible to participate in the Contest. The Contest is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

Agreement to Rules: By participating, you agree to be fully and unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of the Sponsor, as final and binding as it relates to the Contest. The Contest is subject to all applicable federal, state and local laws.

Contest Period: The Contest starts on April 16, 2024, and ends October 31, 2024 (the “Contest Period”).

How to Enter: The KemperSports Frequent Fairways Program is free to join. As eligible participants visit the participating properties and play a round as a participant of the KemperSports Frequent Fairways Program, they earn an entry to win one private round giveaway, for stamp 3 and stamp 5. If you use fraudulent methods or otherwise attempt to circumvent the Rules, your submission may be removed from eligibility at the sole discretion of the Sponsor. Members of the KemperSports Frequent Fairways Program may also receive one free entry by visiting each Facility to receive a stamp on a single 3x5 card with your name, email address used for program, the KemperSports Frequent Fairways Program name, and sending the card in a postage paid envelope to KemperSports 500 Skokie Boulevard, Suite 444, Northbrook, Illinois 60062 USA., Attn: Private Club Round Contest. One mail-in entry permitted, no more than one entry may be obtained through mail-in and/or round play. Mail-in entries must be postmarked by October 31, 2024, and received prior to drawing to be eligible.

Prizes: In November 2024, one (1) winner will be chosen at random from eligible entries received by the end of the promotion. The winner will receive one (1) round (greens fees and cart only) for up to four players playing together at The Golf Club at South River (the “Club”) as selected by Sponsor in its discretion. Approximate Retail value of each prize is $800. Total prize value $800. All other expenses are not included. All prizes are non-transferable and may not be substituted for cash or for an alternative prize. Sponsor reserves the right to substitute a prize with one of equal or greater value if advertised Prizes become unavailable for any reason.

The prize must be redeemed by December 31, 2025. All reservations subject to availability. Club facility access subject to restrictions. Use of prize subject to all Club rules, including, but not limited to, speed of play, dress code and cell phone etiquette.

The Prize is non-transferable. Any and all Prize-related expenses, including without limitation any and all federal, state, and/or local taxes associated with receipt or use of the Prize, shall be the sole responsibility of the Winner. No substitution of Prize or transfer/assignment of Prize to others or request for the cash equivalent by Winners is permitted. Acceptance of Prize constitutes permission for Sponsor to use Winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law. Limit one (1) Frequent Fairways Program Prize per household or family. Winners’ guests must be of legal age of majority in their jurisdictions of residence (and at least eighteen (18) years of age). Guests may be required to execute publicity and liability releases to utilize prize.

Odds: The odds of winning depend on the number of eligible entries.

Winner Selection and Notification: In November, one (1) winner will be selected in a random drawing from eligible entries under the supervision of the Sponsor. The winner will be notified via email to the email address they entered the Contest with within ten (10) days following the winner selection. Sponsor shall have no liability for a winner's failure to receive notices due to winners' spam, junk e-mail or other security settings or for winners' provision of incorrect or otherwise non-functioning contact information. If a selected winner cannot be contacted, is ineligible, fails to claim the prize within three (3) days from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited and an alternate winner may be selected. The winner and guests may be required to sign a Liability and/or Publicity Release in order to receive/utilize Prize.

The receipt by a winner of a Prize offered in this Contest is conditioned upon compliance with any and all federal and state laws and regulations. Any violation of these official rules by any winner (at Sponsor’s sole discretion) will result in such winner’s disqualification.

Rights Granted by You: By entering this Contest you understand that Sponsor, anyone acting on behalf of KemperSports, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and Winner's name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation unless and to the extent prohibited by law.

Terms: Sponsor reserves the right, in its sole discretion to cancel, terminate, modify or suspend the Contest should (in their sole discretion) intervention, fraud or other causes beyond its control corrupt or affect the administration, security, fairness or proper conduct of the Contest. Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Contest or commits fraud or otherwise violates these Rules.

Limitation of Liability: By entering you agree to release and hold harmless Sponsor, each Facility and their respective subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers and directors from any liability, illness, injury, death, loss, litigation, claim or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the contest and/or his/her acceptance, possession, use, or misuse of any Prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware or software; (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service; (iv) unauthorized human intervention in any part of the entry process or the Contest; (v) electronic or human error which may occur in the administration of the Contest or the processing of entries.

Disputes: This Contest is governed by the laws of the United States of America and Illinois, without respect to conflict of law doctrines. As a condition of participating in this

Contest, participant agrees that any and all disputes which cannot be resolved between the parties and causes of action arising out of or connected with this Contest, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Illinois having jurisdiction. Further, in any such dispute, under no circumstances will a participant be permitted to obtain awards for, and hereby waives all rights to claim punitive, incidental, or consequential damages, including reasonable attorneys' fees, and participant further waives all rights to have damages multiplied or increased.

Privacy Policy: Information submitted with an entry is subject to the Privacy Policy stated on the KemperSports website.

To read the Privacy Policy, go to http://www.kempersports.com/privacy-policy.

Winner Announcement: Winners will be announced at www.kempersports.com.

Sponsor: The Sponsor of the Contest is Kemper Sports Management, LLC. 500 Skokie Boulevard, Suite 444, Northbrook, Illinois 60062 USA.

OFFICIAL CONTEST RULES – KEMPERSPORTS FREQUENT FAIRWAYS MID-ATLANTIC FOOTJOY® RAIN JACKET GIVEAWAY

Sponsor: KemperSports is the “Sponsor” of the contest. Void in New York and Florida.

Contest Period: The Contest starts on September 10, 2024, and ends October 31, 2024 (the “Contest Period”).

Eligibility: KemperSports Frequent Fairways Mid-Atlantic Program FootJoy HydroSeries Rain Jacket Giveaway (the “Contest”) is open only to those who are valid members of the KemperSports Passport Program who have opted in to receive email communications and who earn two stamps (2) by playing two (2) rounds of golf at two (2) participating facilities managed by KemperSports (each a “Facility”) during the Contest Period or as set forth below. Members must be age 21 or older as of such round. Members will earn an entry with stamp 2. The Contest is only open to legal residents of the United States and is void where prohibited by law. Employees of Sponsor, their respective affiliates, subsidiaries, advertising and promotion agencies, suppliers, and their immediate family members and/or those living in the same household of each are not eligible to participate in the Contest. The Contest is subject to all applicable federal, state, and local laws and regulations. Void where prohibited.

Agreement to Rules: By participating, you agree to be fully and unconditionally bound by these Rules, and you represent and warrant that you meet the eligibility requirements set forth herein. In addition, you agree to accept the decisions of the Sponsor, as final and binding as it relates to the Contest. The Contest is subject to all applicable federal, state and local laws.

How to Enter: The KemperSports Frequent Fairways Program is free to join. Members will earn an entry with stamp 2 and receive one (1) entry to win one (1) of five (5) FootJoy rain jackets from the HydroSeries collection. Members may also receive one (1) free entry by visiting two Facilities to receive a stamp on a single 3x5 card with your name, email address used for program, the KemperSports Frequent Fairways Program name, and sending the card in a postage paid envelope to KemperSports 500 Skokie Boulevard, Suite 444, Northbrook, Illinois 60062 USA., Attn: Private Club Round Contest. One mail-in entry permitted, no more than two stamps may be obtained through mail-in and/or round play. Mail-in entries must be postmarked by October 31, 2024, and received prior to drawing to be eligible.

Prizes: Five (5) FootJoy® rain jackets from the HydroSeries collection, not to exceed $325 in retail value, sizes and color subject to size/color availability. Approximate Retail value of each prize is $325. Total prize value $1,625. No cash or other prize substitution is permitted except at Sponsor's discretion. The prize is nontransferable. Any and all prize-related expenses, including without limitation any and all federal, state, and/or local taxes, shall be the sole responsibility of the winners. No substitution of prize or transfer/assignment of prize to others or request for the cash equivalent by winners is permitted, except sponsor reserves the right to substitute a prize with one of equal or greater value if advertised Prizes become unavailable for any reason. Additional terms and restrictions may apply.

Odds: The odds of winning depend on the number of eligible entries.

Winner Selection and Notification: On or about November 15, 2024, five (5) winners will be selected in a random drawing from eligible entries under the supervision of the Sponsor. Winners will be notified via email to the email address they provided for Frequent Fairways within ten (10) days following the winner selection. Sponsor shall have no liability for a winner's failure to receive notices due to winners' spam, junk e-mail or other security settings or for winners' provision of incorrect or otherwise non-functioning contact information. If a selected winner cannot be contacted, is ineligible, fails to claim the prize within three (3) days from the time award notification was sent, or fails to timely return a completed and executed declaration and releases as required, prize may be forfeited, and an alternate winner may be selected. Acceptance of prize constitutes permission for Sponsor to use Winner's name, likeness, and entry for purposes of advertising and trade without further compensation, unless prohibited by law. Limit one (1) Frequent Fairways Program Prize per household or family. Winners and guests may be required to sign a Liability and/or Publicity Release in order to receive/utilize Prize.

The receipt by a winner of a Prize offered in this Contest is conditioned upon compliance with any and all federal and state laws and regulations. Any violation of these official rules by any winner (at Sponsor’s sole discretion) will result in such winner’s disqualification.

Rights Granted by You:  By participating in this Contest you understand that Sponsor, anyone acting on behalf of KemperSports, or its respective licensees, successors and assigns will have the right, where permitted by law, without any further notice, review or consent to print, publish, broadcast, distribute, and use, worldwide in any media now known or hereafter in perpetuity and throughout the World, your entry, including, without limitation, the entry and Winner's name, portrait, picture, voice, likeness, image or statements about the Contest, and biographical information as news, publicity or information and for trade, advertising, public relations and promotional purposes without any further compensation unless and to the extent prohibited by law. You may elect not to participate in the Contest by emailing frequentfairwaysmidatlantic@kempersports.com, with the subject matter line FootJoy Opt-Out.

Terms: Sponsor reserves the right, in its sole discretion, to cancel, terminate, modify, or suspend the Contest should (in its sole discretion) a virus, bugs, non-authorized human intervention, fraud, or any other causes beyond its control corrupt or affect the administration, security, fairness, or proper conduct of the Contest. In such a case, Sponsor may select the recipients from all eligible entries received prior to and/or after (if appropriate) the action taken by Sponsor. Sponsor reserves the right at its sole discretion to disqualify any individual who tampers or attempts to tamper with the entry process or the operation of the Contest or website or violates these Terms & Conditions.

Sponsor has the right, in its sole discretion, to maintain the integrity of the Contest, to disqualify entries for any reason, including, but not limited to, multiple entries from the same user from different IP addresses, multiple entries from the same computer in excess of that allowed by Program or Contest rules, or the use of bots, macros, scripts, or other unauthorized means for obtaining stamps or entering

Any attempt by an entrant to deliberately damage any website or undermine the legitimate operation of the Contest may be a violation of criminal and civil laws, and should such an attempt be made, Sponsor reserves the right to seek damages from any such person to the fullest extent permitted by law.

Limitation of Liability: By entering, you agree to release and hold harmless the Sponsor and its respective subsidiaries, affiliates, advertising and promotion agencies, partners, representatives, agents, successors, assigns, employees, officers, and directors from any liability, illness, injury, death, loss, litigation, claim, or damage that may occur, directly or indirectly, whether caused by negligence or not, from (i) such entrant's participation in the Contest and/or his/her acceptance, possession, use, or misuse of any prize or any portion thereof, (ii) technical failures of any kind, including but not limited to the malfunctioning of any computer, cable, network, hardware, or software, (iii) the unavailability or inaccessibility of any transmissions or telephone or Internet service, (iv) unauthorized human intervention in any part of the entry process or the Contest, (v) electronic or human error which may occur in the administration of the Contest or the processing of entries.

Disputes: This Contest is governed by the laws of the United States of America, without respect to conflict of law doctrines. As a condition of participating in this Contest, the participant agrees that any and all disputes which cannot be resolved between the parties, and causes of action arising out of or connected with this Contest, shall be resolved individually, without resort to any form of class action, exclusively before a court located in Illinois having jurisdiction. Further, in any such dispute, under no circumstances will the participant be permitted to obtain awards for, and hereby waives all rights to claim, punitive, incidental, or consequential damages, including reasonable attorneys' fees, other than participant's actual out-of-pocket expenses (i.e., costs associated with entering this Contest), and participant further waives all rights to have damages multiplied or increased.

If you have any questions regarding the Program, please contact us frequentfairwaysmidatlantic@kempersports.com